Personal Tax Returns Filed
Accurately. Fast. Stress-Free.
Whether you're a salaried employee, freelancer, landlord, or investor — our CPA-certified team files your T1 return to maximize your refund, stay CRA-compliant, and meet every deadline. Serving Toronto and the GTA since 2010.
2025 Filing Season
- Employment income (T4, T4A)
- Self-employment & freelance income
- Rental property income & expenses
- Investment income (dividends, capital gains)
- RRSP contributions & deductions
- Prior year returns (up to 10 years)
- Ontario benefits & credits optimized
- CRA My Account filing & confirmation
What's Included in Your T1 Filing
No hidden fees, no upsells. Every T1 engagement includes full preparation, filing, and follow-up support.
Employment & Multiple Income
T4, T4A, EI, commission income, and multiple employer slips all handled in a single, consolidated return.
Self-Employed & Freelancers
T2125 business income forms, HST reconciliation, and home-office deductions accurately claimed for your business activities.
Rental Property Income
Schedule rental income and expenses, calculate CCA (capital cost allowance), and claim every allowable deduction.
Investment Income
Capital gains and losses, dividend income, T5 slips, foreign income, and RRSP/TFSA contribution tracking.
RRSP & Retirement Planning
Maximize your RRSP contribution room, pension income splitting, and OAS/CPP optimization for retirees.
Prior Year & Late Returns
Filed late or missed multiple years? We prepare and file up to 10 prior-year T1 returns and negotiate any CRA penalties.
Built for Every
Type of Taxpayer
Our team has filed thousands of T1 returns across every income type and life situation. Whether this is your first return or your most complex — we've done it before.
How It Works
We've streamlined the entire process so your T1 return is filed accurately with minimal effort on your part.
Book
Schedule a free 20-minute consultation via Calendly — pick a time that suits you, no office visit needed.
Share Documents
Securely upload your T4s, receipts, and slips. We provide a simple checklist so nothing gets missed.
We Prepare
Your dedicated accountant reviews every slip, maximizes credits and deductions, and prepares your T1 return for your approval.
File & Confirm
We e-file directly to CRA via EFILE, send you the Notice of Assessment, and handle any follow-up questions.
Why Toronto Chooses Vertex Financial
Over 15 years serving the GTA. Real CPAs, real accountability, real results.
CPA Ontario Certified
Every return is prepared or reviewed by a licensed CPA — not a seasonal temp or software alone.
Maximum Refund Guarantee
We find every eligible deduction and credit. If we miss one that another CPA finds, we make it right.
48-Hour Turnaround
Most returns completed within 48 hours of receiving your documents. No waiting weeks.
CRA Audit Support
If CRA contacts you about a return we filed, we handle all correspondence and representation at no additional charge.
One Dedicated Accountant
You're assigned a single accountant who knows your file — not shuffled between agents every year.
100% Remote-Friendly
All documents shared securely online. Tax prep from the comfort of your home, on your schedule.
Personal Tax FAQ
File Your T1 Return with
Confidence This Year
Book your free 20-minute consultation. No commitment, no credit card, no surprises. Just a straightforward conversation about your tax situation.