Home Services Business Incorporation
Business Incorporation

Incorporate Your Business — Done Properly, Done Fast

Federal and Ontario provincial incorporation handled by a Toronto CPA — articles of incorporation, CRA registration, share structure, and everything you need to start operating as a corporation from day one.

Federal or Ontario incorporation
CRA business number & accounts
Share structure & minute book
Tax-optimized setup from day one
What's included
Flat fee — no hourly billing
  • Articles of incorporation filed
  • CRA business number registration
  • HST/GST account setup
  • Payroll account (if needed)
  • Share structure & initial resolutions
  • Corporate minute book setup

★★★★★ 5-Star rated Toronto CPA firm
Full Service

Everything You Need to Incorporate & Launch

From filing your articles to registering every CRA account and setting up your corporate structure — we handle the entire process so you can focus on your business.

Articles of Incorporation

We prepare and file your articles of incorporation with Corporations Canada (federal) or the Ontario Business Registry — including name search, share classes, and restrictions.

CRA Business Number & Accounts

Registration of your 9-digit CRA Business Number and all required program accounts — corporate income tax (T2), HST/GST, payroll, and import/export if applicable.

Share Structure Design

We design your share structure for maximum tax flexibility — multiple share classes to enable income splitting, capital gains exemptions, and future estate planning opportunities.

Corporate Minute Book

A complete minute book with your certificate of incorporation, articles, bylaws, initial resolutions, share register, and director and officer register — organized and compliant.

Tax Planning & Structure Advice

Before we incorporate, we advise on the optimal structure for your situation — CCPC small business deduction eligibility, HST threshold timing, and salary vs. dividend planning.

Post-Incorporation Support

We don't disappear after filing. We set up your bookkeeping, connect your business bank account, and ensure your first fiscal year starts on the right foot — fully CRA compliant.

Who We Serve

Built for Toronto Entrepreneurs Ready to Incorporate

Whether you're a freelancer ready to formalize, a contractor protecting your liability, or an entrepreneur launching your first venture — we guide you through the right structure for your goals and get you incorporated quickly.

Self-Employed ProfessionalsConsultants, designers, and freelancers earning $80K+ who want to reduce personal tax.
Contractors & TradespeopleElectricians, plumbers, and contractors incorporating for liability protection and tax savings.
New Business OwnersEntrepreneurs launching a new venture who want to start with the right structure from day one.
Real Estate InvestorsInvestors structuring a corporation or holding company for rental properties or flips in Ontario.
Our Process

Incorporated and Operating in 4 Simple Steps

From your first call to a fully registered corporation — we handle every filing and registration so you can focus on building your business.

1

Free Consultation

We review your business model, income level, and goals to determine whether to incorporate federally or provincially and design the right share structure for your situation.

2

Name Search & Filing

We conduct the NUANS name search (or register a numbered company), prepare your articles of incorporation, and file with Corporations Canada or the Ontario Business Registry.

3

CRA Registration

We register your Business Number and all required CRA accounts — T2 corporate tax, HST/GST, and payroll — so you're compliant from your first transaction.

4

Minute Book & Handoff

We complete your corporate minute book with all foundational documents, walk you through your obligations, and connect your corporation to ongoing bookkeeping if needed.

Why Choose Us

Why Toronto Entrepreneurs Choose Vertex Financial

We combine legal filing precision with CPA-level tax planning — so your incorporation isn't just done, it's done in a way that saves you money from day one.

01

CPA-Designed Share Structure

Most incorporation services file generic articles with one share class. We design your structure for income splitting, future capital gains exemptions, and estate planning — before we file.

02

Federal vs. Provincial Guidance

We advise you on whether federal or Ontario incorporation makes more sense for your business — considering cost, operating provinces, and future plans — before recommending a path.

03

Flat Fee — No Surprises

One transparent flat fee covers articles, CRA registration, minute book setup, and our tax planning advice. No hourly billing, no government disbursement surprises added after the fact.

04

Tax Savings From Day One

The CCPC small business deduction reduces Ontario corporate tax to approximately 12.2% on the first $500K of active income. We ensure your corporation qualifies and is structured to capture this rate.

05

End-to-End Service

We handle incorporation, CRA registration, and bookkeeping setup — so you have one firm for everything. No handing off between a lawyer, an accountant, and a bookkeeper.

06

Toronto Local & Responsive

We're a GTA firm that understands Ontario business rules. We respond within 2 business hours and explain everything in plain language — no confusing legal jargon.

FAQ

Common Questions About Business Incorporation

Federal incorporation gives you the right to operate under the same name across all provinces and is preferred if you plan to expand outside Ontario. Provincial (Ontario) incorporation is faster, slightly less expensive, and sufficient if you operate only in Ontario. We'll advise on the best choice for your specific situation during your free consultation.
Our flat fee covers everything — articles preparation and filing, NUANS name search (if applicable), CRA registration, minute book setup, and our tax planning advice. Government filing fees are included with no hidden disbursements. Book a free consultation and we'll give you the exact all-in number before you commit.
Ontario incorporation through the Ontario Business Registry is typically completed within 1–3 business days. Federal incorporation through Corporations Canada generally takes 5–10 business days for standard processing, or as fast as 1–2 days with expedited filing. CRA account registration is completed within 5–10 business days of incorporation.
No — incorporation in Ontario and federally does not require a lawyer. A CPA or the business owner themselves can file articles of incorporation directly with the Ontario Business Registry or Corporations Canada. We handle the entire process for you, including the minute book and CRA registration, without the higher fees of a corporate law firm.
HST/GST registration is mandatory once your corporation's taxable revenues exceed $30,000 in a single calendar quarter or over four consecutive quarters. However, voluntarily registering before you hit the threshold allows you to claim input tax credits on your business purchases right away — which is often worth doing from day one. We advise on the right timing for your situation.
Once incorporated, you must file an annual T2 corporate tax return (due 6 months after year-end), file HST/GST returns on your assigned schedule, maintain your corporate minute book (annual resolutions, director updates), and file an Annual Return with the Ontario Business Registry or Corporations Canada. We handle all of these for our ongoing clients.

Ready to Incorporate Your Business?

Book a free 20-minute consultation. We'll advise on the right structure, walk you through the process, and give you a flat all-in quote — no obligation.

Book via Calendly (647) 838-8762